VA Loan

No down payment required for this loan offered to qualifying military members and Veterans.

Backed by the U.S. Department of Veterans Affairs, this loan is only available to eligible military members and Veterans. No down payment is required and this loan features flexible income and credit qualifications. While this loan does have an upfront VA funding fee, this fee may be rolled into the loan amount. Also, no monthly private mortgage insurance (PMI) is required, so this allows for a lower total monthly payment.

Features of this Loan

    • No down payment required
    • Down payment and closing and prepaid costs may be paid funded by a gift from a relative or a qualified non-profit grant
    • No monthly private mortgage insurance (PMI)
    • Flexible income guidelines
    • Disabled Veterans may be partially or fully exempt from the VA Funding Fee
    • May qualify for a streamlined refinance with no appraisal required and a lower funding fee

For Borrowers with the Following Consideration Points

    • Eligible military members or Veterans
    • Little savings or little equity
    • Less than perfect credit
    • Currently have a VA Loan and wish to refinance

     

Contact a Mortgage Advisor online or call us at 717.249.7500.

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