James M. Smart

Mortgage Advisor

NMLS # 1251762

Personal Mission Statement

Financing Dreams… One home at a time!


Jim’s experience in mortgage lending extends more than 20 years working for various banks, both large and small, helping thousands of families throughout Central Pennsylvania and beyond buy, build and refinance their dream homes.

By working closely with his clients, Jim is able to provide his clients the personalized attention other lenders simply do not wish to provide. This is done by listening to his clients’ short term and long terms financial goals and tailoring a mortgage solution to his clients’ specific needs. Jim’s attention to detail ensures his clients have a smooth and enjoyable path to their loan closing while also ensuring no surprises at the closing table.

Let Jim be your trusted mortgage advisor as he paves the way to helping you finance your dream home!

From My Clients

“ Foote Capital Mortgage goes above and beyond every step of the way. Whether it's your first meeting to discuss all of your options or making sure you have all of the right documentation to get your loan processed - they are there for you. We never thought we'd have a shot at refinancing our house, but they performed a miracle and got it done for us. We are truly grateful to have worked with Foote Capital Mortgage who literally saved us thousands and thousands of dollars over the life of our loan. We couldn't ask for a more knowledgeable mortgage company. And the icing on the cake?...They're fabulous, down-to-earth people that are so easy to get along with! I recommend their services to all of my clients. ”

Jennifer and Darren S. of Mechanicsburg, PA

Contact Me

17 East High Street, Suite 102
Carlisle, PA 17013

717.249.7500 x107