James M. Smart

Mortgage Advisor

NMLS # 1251762

Personal Mission Statement

Financing Dreams… One home at a time!


Jim’s experience in mortgage lending extends more than 20 years working for various banks, both large and small, helping thousands of families throughout Central Pennsylvania and beyond buy, build and refinance their dream homes.

By working closely with his clients, Jim is able to provide his clients the personalized attention other lenders simply do not wish to provide. This is done by listening to his clients’ short term and long terms financial goals and tailoring a mortgage solution to his clients’ specific needs. Jim’s attention to detail ensures his clients have a smooth and enjoyable path to their loan closing while also ensuring no surprises at the closing table.

Let Jim be your trusted mortgage advisor as he paves the way to helping you finance your dream home!

From My Clients

“ Shaun worked with us directly throughout the process, answering questions and walking us through step by step. He sat down with us on the phone one evening for an hour, explaining in plain english the paperwork, and making sure we were informed of what the application was actually saying. He's willing to make time when you have time, not when it's convenient for him and is always available if a situation would arise or just to answer a simple question. Shaun and his team stayed with us through the entire process from the beginning of starting the application to making a personal phone call to see how the new house was and a friendly reminder of the first month's payment. Originally from Carlisle, PA, we chose Shaun because of great word of mouth referrals from several folks, and it was the best decision we could have made. We weren't sure if there would be any issues buying a house in Murrysville, PA and not being in the Carlisle area, but Foote Capital made it very easy and it was all able to be done through the mail or electronically. So if you're looking for someone you can trust to guide you through the maze of the mortgage process and do it in an extremely friendly and helpful manner, Shaun and his team of professionals are you're answer! Thanks Foote Capital. ”

Tom and Tina K. of Murrysville, PA

Contact Me

17 East High Street, Suite 102
Carlisle, PA 17013

717.249.7500 x107