Buying a Vacation Home

A vacation home can be the bond that brings and keeps a family together.  Whether it is a house at the beach or a country retreat, the place where sharing the love of your family will last a lifetime is just around the corner.  Your personal mortgage advisor will open the doors to the place where memories will be made.

Benefits to Buying a Vacation Home

  • Accommodations for the entire family under one roof.
  • Potential income opportunity from renting while you are not using it.
  • Alternative to throwing money away on a hotel.

Buying a vacation home

Most Popular Loan Options

  • Conventional Loan
    As little as 3% down payment with excellent credit.  Fixed rate.
  • USDA Rural Housing Loan
    No money down.  The seller, your relatives or your friends may pay your closing costs.
  • FHA Loan
    Only 3.5% down payment.  The seller or your relatives may pay your closing costs.  No income thresholds.
  • VA Loan
    No money down.  No monthly mortgage insurance (PMI).  Available to eligible Veterans and active military members.
  • Adjustable Rate Loan
    Lower initial payment is great for home buyers planning on selling and moving after 3 to 7 years.

Contact a Mortgage Advisor online or call us at 717.249.7500


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Buying a home is one of the most important decisions you will ever make. Buying a vacation home or an investment property is oftentimes equally as important, though, for different reasons…