Switch to a Fixed Rate

Adjustable rate mortgages were once the preferred loan for those willing to take a risk.  However, with today’s historically low interest rates, many borrowers who have adjustable rates are refinancing into a low fixed rate mortgage.  Relieve your anxiety about your adjustable rate mortgage payment rising by allowing your personal mortgage advisor to assist you in choosing the best fixed rate mortgage for you.

Benefits of Switching to a Fixed Rate

  • Guarantee of a fixed principal and interest payment.
  • Fix your rate for up to 30 years.
  • Better financial stability for the future of your family.


Most Popular Loan Options

  • Conventional Loan
    As little as 3% down payment with excellent credit.  Fixed rate.
  • USDA Rural Housing Loan
    No money down.  The seller, your relatives or your friends may pay your closing costs.
  • FHA Loan
    Only 3.5% down payment.  The seller or your relatives may pay your closing costs.  No income thresholds.
  • VA Loan
    No money down.  No monthly mortgage insurance (PMI).  Available to eligible Veterans and active military members.
  • Adjustable Rate Loan
    Lower initial payment is great for home buyers planning on selling and moving after 3 to 7 years.

Contact a Mortgage Advisor online or call us at 717.249.7500


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