Adrian & Anne H. of Middletown, PA
"Foote Capital Mortgage Company was recommended to my husband and me. We contacted a few different companies to handle our home refinance, and Foote Capital Mortgage was, by far, the number one choice. From the beginning, this company stood out because of their responsiveness, helpfulness and friendly demeanor.
We were given timely and accurate estimates to begin the process of refinancing, and our mortgage advisor answered every question we had...and there were many! This is the only home my husband and I ever owned, so we relied on the trustworthy guidance of the staff at Foote Capital, and we were not disappointed! The refinance process began at a busy time of the year and the company was patient with us through some delays, and never pressured us for a timeline which may have suited them better. Despite our slow start, the staff was responsive any time we had an inquiry, and gave us accurate information throughout the refinance process. Foote Capital provided us with accurate estimates, helpful advice, and honest assessments of every step of refinancing. We were given the option of submitting necessary documents electronically, and this helped us tremendously. Jennifer Richard was outstanding to work with! She was knowledgeable and experienced in handling refinancing...something necessary for first-timers like us. She walked us through the process with patience and expertise. My husband and I looked to refinance our home and had three wishes: to lower our interest rate, combine an 80-20 mortgage and have lower monthly payments. Thanks to Foote Capital’s guidance, a better-than-expected appraisal and good timing we were able to achieve all three! We were assisted throughout the entire process and never had a question go unanswered. We would recommend Foote Capital Mortgage Company to anyone looking to refinance their home mortgages. They are professional, responsive, helpful, honest and encouraging."